About investment process

In process of increasing of population well-being and occurrence of free money assets, it emerges a logical question where it is the most profitable to invest them. First of all investments depend on: the amount of means, the readiness of the investor to bear risks; and assumed yield.

"Traditional" deposit is the optimal for more conservative part of investors as it is connected with the least risk. But, as known, a degree of risk is inversely proportional to investments yield, - that’s why depositary rates tend to decrease, providing only protection of capital from inflation.

Investments to real estates

For today it is one of the most profitable ways of means investment.

The main obstacle for potential investors is the volume of initial investments. As well as the prospects of the future yield of real estate as an investment tool cause many questions. So, for example, speaking about Kiev market, there are already first features of the "overheat" interfaced to the further delay of growth and the subsequent prices reduction.

Investments to precious metals (deposit in precious metal)

Such precious metals as gold, platinum are assets reliable enough which are in demand all over the world, therefore it is possible to be sure, that the economic and political situation in the country will not considerably affect the value of savings.

At the same time, the deposit in precious metal has a number of lacks among which is its low yield (on average 1,5 - 5,0 % annual costs), a large volume of initial payment of investment and big put and call (variation of price) at sale of precious metal. To receive profit from the investment, it is necessary to have patience and wait when the price for gold raises at 20 % - 30 %, that’s why the deposit in precious metal is profitable investment tool only for the long period (from 3 years and more).

Stock market

One more way of assets investment which is not familiar to all Ukrainian citizens, but which is commonly used for investments by the majority of population of developed countries, is stock market, the potential yield of which considerably exceeds the yield of other ways of investments.

Only for the last year stock market has increased more than for 40% and separate tools has shown the growth at 100 % and more.

But for successful investments to securities it is necessary to have full and true information about immense number of issuers, skills of financial reports analysis, knowledge of the peculiarities of stock market functioning, toolbox of technical and fundamental analysis. 

Besides, individual investing in stock market is connected with considerable financial expenditures which are not always in accordance with the possibilities of investor.

Investment Funds

Optimum alternative of costs investing which includes the possibilities of investment fund growth and does not demand considerable financial expenditures are Investment funds – one of the types of collective investment.

Assets of separate private investors are collected into one portfolio and due to this are invested on more beneficial terms for clients than by investing of assets independently.

By transmitting of assets to trustful management (buying securities of investment fund) investor gets rid of all difficulties of independent investing obtaining increased yield comparing with other investment alternatives.